Dental Payment Options & Financing

Flexible Payment Solutions

Affordable Dental Care for Every Budget

Qaulity dental care should be accesible to everyone. At Saint Louis Dental Care, we offer multiple dental payment options and flexible financing plans to fit your budget. Whether you have insurance or not, or dental team will will help you find an affordable way to get the smile you deserve.

Our Trusted Dental Financing Partners

Saint Louis Dental Care Partners with trusted dental financing companies to make quality dental care affordable for every budget. Whether you need payment plans for dental implants, cosmetic dentistry, or routine care, we offer flexible financing options with low monthly payments. Our team will help you choose the best dental payment option for your needs.

Questions about dental financing or payment plans?

Why Patients Love Our Flexible Payment Options

Transparent pricing and flexible payment options, no surprises, just great care.

Select Your Payment Method

Choose from credit cards, debit cards, CareCredit, SunBit, HSA/FSA cards, or our convient 24/7 online payment portal for maximum flexibility.

Get Instant Approval

Apply for financing online in minutes. CareCredit and SunBit offer quick decisions with flexible terms and competetive rates.

Begin Your Dental Care

Schedule your appointment and start treatment right away. We'll handle all the payment processing while you focus on your smile.

No Insurance? No problem

Lack of dental insurance should never mean a lack of quality dental care. At Saint Louis Dental Care, we are pleased to offer an in-office dental program for our patients who do not have insurance. For one low annual fee, we have designed an affordable plan that offers significant savings on comprehensive preventive care as well as additional savings on other services!

Payment Questions? We've Got Answers.

Can I pay for my dental treatment online?

Absolutely! We offer a secure online payment portal that’s available 24/7 for your convience. You can make payments on your dental treatment anytime using your credit card, debit card, apple or google pay. It’s quick, easy, and completely secure. Just click the link through our website and your all set.

What dental financing options do you accept?

We’re proud to partner with CareCredit and SunBit to offer flexible dental financing options. Both providers offer quick online applications with instant approval. CareCredit provides special financing with 0% interest options for qualified applicants, while SunBit offers flexible payment terms with no hidden fees. Our team is happy to walk you through both options and help you choose what works best for you.

Can I get dental financing with bad credit?

Yes! We understand that not everyone has perfect credit, and that shouldn’t prevent you from getting quality dental care. SunBit considers applications from patients with various credit backgrounds, and their application process won’t impact your credit score. Give us a call and we’ll help you figure out the best option for your situation.

What payment methods does Saint Louis Dental Care accept?

We accept pretty much everything! You can pay with Visa, Mastercard, Discover, American Express, debit cards, HSA/FSA, cash, personal checks, or apple/google pay. We also accept CareCredit and SunBit financing for those who prefer to spread out their payments over time. And if you’re on the go, our online payment portal makes it super easy to pay from anywhere, anytime.

Still Have Questions?

Our team is happy to help.

Reach Out

(952) 920-4060

Ready to Love Your Smile?

Schedule your appointment today and let us handle the insurance details.

Jarrod Anderson (.

22:42 26 Dec 25

Dr. Nelson was thorough and professional. Explained everything that he was going to do and made me feel very comfortable!

Robert H.

17:06 10 Dec 25

Dr Nelson and his staff go above and beyond. You can actually go to the dentist and feel great about. He can do wonders with your teeth. I recommend him to anyone who needs a good dentist

Patrick S.

16:50 07 Dec 25

Everyone at Dr. Nelson's office is always so pleasant, professional and efficient. Noha the hygienist was amazing, so thorough. The front desk was great, and as always, it's a pleasure to see Dr. Nelson!

Alicia N.

19:50 03 Dec 25

I’m not a fan of the dentist but I don’t dread Dr. Nelson. The hygienists and Dr. Nelson always do a great job, are professional, and friendly.

Kathy R.

16:31 03 Dec 25

Dr. Nelson is an excellent dentist with excellent dental skills, very professional, up to date technology and perhaps most important, outstanding patient care. He genuinely cares about you as a person and as a patient!

Cindy F.

13:19 21 Nov 25

Hygienist, Jo, was very professional and pleasant. She listened to what I needed to make me more comfortable.
Hire her to your team!

Rachelle B.

12:04 17 Sep 25

Dr Nelson and the hygienist Noha are absolutely wonderful! So kind and considerate, and really take the time to make sure you’re comfortable. I never feel rushed, and the care and quality of work are always top-notch. Going to the dentist isn’t always fun, but Dr Nelson makes it a positive experience.

Samantha K.

03:01 13 Aug 25

I had a profoundly positive experience. Both the dentist and dental assistant were personable, easy to communicate with, answered any questions I had, thorough while paying attention to many different details of my symptoms, prioritized my comfort while cleaning, and went above and beyond. They spent a lot of time making sure my dental health was in excellent condition while offering to split the time if I needed for my schedule.

Carol K.

19:54 07 Aug 25

The best preventative cleaning that I have had in many many years. The hygienist, Noha is very thorough and does not rush the process. I highly recommend Michael J Nelson dentistry.

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